203 Harvard St, Monroe, NC 28112 Property Records

Union County property record for 203 Harvard St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,592 sqft · built 1949
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2021)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-235-156`

Property Details

APN / Parcel Number

Primary APN	`09-235-156`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 HARVARD ST
City	MONROE
State	NC
Zip	28112-5949
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#10,#11,#12 RAY WALTERS PB03 PG15-16
Legal Subdivision	ROY WALTERS 3-16
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2008
Census Tract	20502

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 HARVARD ST, MONROE, NC 28112-5949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage TRUIST BANK
Jan 8, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	202119538
Deed Book / Page	8078 / 244
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 27, 2021
Property Address	203 HARVARD ST, MONROE, NC 28112-5949
Document Number	0008078244
Book / Page	8078 / 244
Map Reference	MB 3 PG 15
Instrument Date	Apr 23, 2021
Instrument	19538
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 HARVARD ST, MONROE, NC 28112-5949

Mortgage

Document Number	0000019539
Date	Apr 27, 2021
Instrument	19539

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jan 8, 2020
Property Address	203 HARVARD ST, MONROE, NC 28112-5949
Document Number	7558424
Book / Page	007558 / 000424
Instrument Date	Dec 26, 2019
Instrument	644
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$243.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SAVANNAH WAY MONROE NC 281107613, MONROE, NC 28110-7613

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Nov 18, 2019
Property Address	203 HARVARD ST, MONROE, NC 28112-5949
Document Number	7518295
Book / Page	007518 / 000295
Instrument Date	Oct 31, 2019
Instrument	35802
Transaction Type	Foreclosure
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$267.51
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	203 HARVARD ST MONROE NC 281125949, MONROE, NC 28112-5949

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (+30.47%)	$243,000 (+62.76%) Land $49,400 Building $193,600	$243,000 (+62.76%) Land $49,400 Building $193,600
2023	$1,628.00	$149,300 Land $12,400 Building $136,900	$149,300 Land $12,400 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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