Union County property record for 103 Harvard St, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 2,251 sqft Living Area |
| Lot Size | 11,369 sqft (0.261 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2021) |
| Tax Bill | $3,846.00 (2025) |
| Primary APN | 09-235-136 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,251 sqft Living Area |
| 1st Floor | 2,251 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,369 sqft (0.261 acres) |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 103 HARVARD ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #14 & #15 BLK2 SUNSET PARK PB2 PH83 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 2 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 20502 |
Source: Union County records · APN 09-235-136
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 HARVARD ST, MONROE, NC 28112-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Deed Doc Number | 202123621 |
| Deed Book / Page | 8105 / 330 |
| Prior Transfer Date | Nov 21, 2016 |
| Prior Transfer Doc | 6836594 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 103 HARVARD ST, MONROE, NC 28112-5947 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 103 HARVARD ST, MONROE, NC 28112-5947 |
| Document Number | 0008580836 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 8580/836 |
| Instrument | 33835 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 18, 2021 |
| Property Address | 103 HARVARD ST, MONROE, NC 28112-5947 |
| Document Number | 8105330 |
| Book / Page | 8105 / 330 |
| Map Reference | MB 2 PG 83 |
| Instrument Date | May 11, 2021 |
| Instrument | 23621 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1215 N CHARLOTTE AVE, 1215, MONROE, NC 28110-2514 |
| Name | Verified Name |
|---|---|
| Address | 103 HARVARD ST, MONROE, NC 28112-5947 |
| Document Number | 23622 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 23622 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,846.00 (+83.06%) | $440,000 (+128.33%) Land $49,400 Building $390,600 | $440,000 (+128.33%) Land $49,400 Building $390,600 |
| 2023 | $2,101.00 | $192,700 Land $12,400 Building $180,300 | $192,700 Land $12,400 Building $180,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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