203 Elm St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 203 Elm St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,380 sqft · built 1900
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on Record
Last Sale$188,000 (Apr 2026)
Tax Bill$3,069 (2026)
Deeds & MortgagesJan 2005 Mortgage
Nov 2007 Mortgage
+ 3 more
APN212801 119.60-1-16

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-16
Alternative APNs
  • 280111906000010160000000
  • 022035430

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,380 sqft Living Area
1st Floor Area732 sqft
2nd Floor Area648 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions118 ft deep x 55 ft wide
Garage TypeCarport
Garage Area305 sqft
CarportCarport
Carport Area305 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022035430
Street Address203 ELM ST
CityILION
StateNY
Zip13357-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description203 ELM ST E R1 CP
Legal Block1
Legal Lot Number16.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group5
Census Block5018
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address50 MAPLE PL, ILION, NY 13357-2258
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2005Deed of Trust, Mortgage
ILION VILLAGE OF
Nov 27, 2007Deed of Trust, Mortgage
HOUSEHOLD FINANCE REALTY CORP NY
Jan 4, 2006Deed of Trust, Mortgage
FIRST RESIDENTIAL MORTGAGE
Apr 16, 2026Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Jan 4, 2006Intrafamily Transfer, Transfer
FIRST RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Deed Document Number20261717
Prior Transfer DateSep 5, 2024
Prior Transfer DocRP20243990
Record UpdatedOct 29, 2026

January 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address203 ELM ST, ILION, NY 13357-2503
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001083/0000000491
DateJan 26, 2005
Book Page0000001083/0000000491
Instrument2005-0011411
Lender
NameILION VILLAGE OF
Agreement
AmountAmount Recorded

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address203 ELM ST, ILION, NY 13357-2503
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001251/0000000816
DateNov 27, 2007
Book Page0000001251/0000000816
Instrument2007-0014076
Lender
NameHOUSEHOLD FINANCE REALTY CORP NY
TypeMortgage Company
Agreement
AmountAmount Recorded

January 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address203 ELM ST, ILION, NY 13357-2503
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001140/0000000442
DateJan 4, 2006
Book Page0000001140/0000000442
Instrument2006-0012327
Lender
NameFIRST RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateApr 16, 2026
Property Address203 ELM ST, ILION, NY 13357-2503
Document NumberRP20261717
Instrument DateMar 18, 2026
Instrument20261717
Transaction TypeTransfer
Record UpdatedJul 6, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address50 MAPLE PL, ILION, NY 13357-2258

Mortgage

DateApr 16, 2026
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

January 2006: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERKIMER NY
Recording DateJan 4, 2006
Property Address203 ELM ST, ILION, NY 13357-2503
Document Number0000001140/0000000422
Book / Page0000001140 / 0000000422
Instrument DateDec 13, 2005
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001140/0000000427
DateJan 4, 2006
Book Page0000001140/0000000427
Instrument2006-0012327
Lender
NameFIRST RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,069.00 (+2.85%)
2025$2,984.00 (-46.22%)$45,600 (-) Land $8,100 Building $37,500$85,393 (+3%) Land $15,168 Building $70,225
2023$45,600 Land $8,100 Building $37,500$82,909 Land $14,727 Building $68,182
2020$5,549.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims15 (1999–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 10 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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