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187 Elm St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 187 Elm St, Ilion, NY 13357 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,318 sqft · built 1920
Lot Size0.124 acres (5,420 sqft)
Owner2 Company Names on File
Tax Bill$3,508 (2025)
Deeds & MortgagesMay 2026 Sale
May 2019 Mortgage
APN212801 119.60-1-20

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-20
Alternative APNs
  • 280111906000010020000000
  • 022035310

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,318 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area694 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,420 sqft (0.124 acres)
Lot Dimensions135 ft deep x 40 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022035310
Street Address187 ELM ST
CityILION
StateNY
Zip13357-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description187 ELM ST E R1 G SP 40X131.60
Legal Block1
Legal Lot Number20.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group5
Census Block5018
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.60-1-20

Assessment roll updated May 1, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address187 ELM ST, ILION, NY 13357-2522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Warranty Deed, Transfer
May 09, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICU CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 01, 2026
Transfer DocRP20262376
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateMay 28, 2026
Property Address187 ELM ST, ILION, NY 13357-2522
Document NumberRP20262376
Instrument DateMay 01, 2026
Instrument20262376
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address187 ELM ST, ILION, NY 13357-2522

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address187 ELM ST, ILION, NY 13357-2522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191937
DateMay 09, 2019
Instrument2019-1937
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,508.00 (+272.79%)$53,600 (-) Land $8,400 Building $45,200$100,375 (+3%) Land $15,730 Building $84,645
2023$53,600 Land $8,400 Building $45,200$97,455 Land $15,273 Building $82,182
2020$941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims15 (1999–2013)
Most Recent ClaimJun 2013, other causes, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2013 · 10 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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