LaSalle County property record for 203 Elm St, Cedar Point, IL 61316
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1919 |
| Lot Size | 0.247 acres (10,795 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-105-012 |
| Primary APN | 25-09-105-012 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Lot Area | 10,795 sqft (0.247 acres) |
| Street Address | 203 ELM ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LT 1 & N30' LT 2 BLK 8 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 963200 |
Source: LaSalle County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 ELM ST, CEDAR POINT, IL 61316-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OGLESBY STATE BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ILLINI STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Jul 22, 2026 |
| Property Address | 203 ELM ST, CEDAR POINT, IL 61316-1002 |
| Document Number | 0000007506 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20267506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 203 ELM ST, CEDAR POINT, IL 61316-1002 |
| Document Number | 0000007506, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20267506 |
| Name | OGLESBY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.2% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 203 ELM ST, CEDAR POINT, IL 61316-1002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202010964 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 202010964 |
| Name | ILLINI STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (-2.64%) | $24,845 (+12.65%) Land $3,256 Building $21,589 | $74,535 (+12.65%) Land $9,768 Building $64,767 |
| 2024 | $1,592.00 (+31.9%) | ||
| 2023 | $22,055 (+9.94%) Land $3,226 Building $18,829 | $66,165 (+9.94%) Land $9,678 Building $56,487 | |
| 2022 | $1,207.00 | $20,061 Land $2,934 Building $17,127 | $60,183 Land $8,802 Building $51,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR POINT WATER COMPANY serves 266 people · EPA ID IL0995040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Tonica Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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