LaSalle County property record for 106 Elm St, Cedar Point, IL 61316
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft |
| Lot Size | 0.165 acres (7,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,035 (Feb 2007) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-102-007 |
| Primary APN | 25-09-102-007 |
|---|---|
| Alternative APN |
|
| Building Area | 912 sqft Total Area |
|---|
| Lot Area | 7,197 sqft (0.165 acres) |
|---|
| Street Address | 106 ELM ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LT 7 BLK 1 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 963200 |
106 Elm St is owned and occupied by two individuals who bought it in February 2007.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 ELM ST, CEDAR POINT, IL 61316-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2007 · Amount on File |
| Deed Sale | Feb 13, 2007 · Amount on File |
| Deed Document Number | 20073316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 106 ELM ST, CEDAR POINT, IL 61316-1000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202115936 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-15936 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 106 Elm St was $1,941, up 1.5% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 (+1.46%) | $29,591 Land $2,355 Building $27,236 | $88,773 Land $7,065 Building $81,708 |
| 2024 | $1,913.00 | ||
| 2023 | $25,434 (+9.94%) Land $1,680 Building $23,754 | $76,302 (+9.94%) Land $5,040 Building $71,262 | |
| 2022 | $23,134 Land $1,528 Building $21,606 | $69,402 Land $4,584 Building $64,818 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR POINT WATER COMPANY serves 266 people · EPA ID IL0995040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Tonica Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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