203 Echo Village Dr, Temple, TX 76502 Property Records

Bell County property record for 203 Echo Village Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,234 sqft · built 2004
Lot Size	0.293 acres (12,779 sqft)
Owner	Individual Name on Record
Last Sale	$328,510 (May 2026)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0045340225`

Property Details

APN / Parcel Number

Primary APN	`0045340225`
Alternative APNs	`332753` `843276`

Interior

Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	1,063 sqft
2nd Floor Area	1,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	12,779 sqft (0.293 acres)
Lot Dimensions	151 ft deep x 85 ft wide
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft

Location & Zoning

Street Address	203 ECHO VILLAGE DR
City	TEMPLE
State	TX
Zip	76502-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VILLAGE PHASE TWO, BLOCK 004, LOT 0013
Legal Subdivision	ECHO VILLAGE PHASE TWO
Legal Block	4
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1033
Census Tract	21305

Owner

Source: Bell County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK TEXAS
Sep 21, 2021	Vendor's Lien, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 30, 2018	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202625397
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000061550
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 26, 2026
Property Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699
Document Number	0000025397
Instrument Date	May 19, 2026
Instrument	202625397
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SENDERA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699

Mortgage

Document Number	0000025398,
Date	May 26, 2026
Instrument	202625398

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045846
Date	Aug 31, 2020
Instrument	2020-00045846

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Address	KILLEEN, TX 76542

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 21, 2021
Property Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699
Document Number	0000061550
Instrument Date	Sep 17, 2021
Instrument	2021061550
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	NOT AVAILABLE, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699

Mortgage

Document Number	0000061551
Date	Sep 21, 2021
Instrument	2021061551

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 30, 2018
Property Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699
Document Number	0000017298
Map Reference	CAB C SL343-A
Instrument Date	Apr 25, 2018
Instrument	2018-00017298
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	NORTH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ECHO VILLAGE DR, TEMPLE, TX 76502-7699

Mortgage

Document Number	0000017299
Date	Apr 30, 2018
Instrument	2018-00017299

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,783.00 (-2.53%)	$285,114 (-4.84%) Land $40,000 Building $245,114	$285,114 (-4.84%) Land $40,000 Building $245,114
2023	$4,907.00 (-7.43%) Homeowner's exemption	$299,610 Land $35,000 Building $264,610	$299,610 Land $35,000 Building $264,610
2022	$5,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, SOS Communications, Verizon.

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