11 Echo Village Dr, Temple, TX 76502 Property Records

Bell County property record for 11 Echo Village Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,308 sqft · built 2005
Lot Size	0.192 acres (8,374 sqft)
Owner	Individual Name on Record
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0045340246`

Property Details

APN / Parcel Number

Primary APN	`0045340246`
Alternative APNs	`332760` `770081`

Interior

Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	954 sqft
2nd Floor Area	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,374 sqft (0.192 acres)
Lot Dimensions	129 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft

Location & Zoning

Street Address	11 ECHO VILLAGE DR
City	TEMPLE
State	TX
Zip	76502-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VILLAGE PHASE TWO, BLOCK 004, LOT 0020
Legal Subdivision	ECHO VILLAGE PHASE TWO
Legal Block	4
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1033
Census Tract	21305

Owner

Source: Bell County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 14, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2005	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018
Deed Sale	Aug 14, 2018
Deed Document Number	201833993
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jun 22, 2026
Property Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Document Number	0000031129
Instrument Date	May 28, 2026
Instrument	202631129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031129,
Date	Jun 22, 2026
Instrument	202631129

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701

Mortgage

Document Number	0000071943
Date	Dec 5, 2022
Instrument	2022071943

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Sep 1, 2062

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Aug 14, 2018
Property Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Document Number	0000033993
Instrument Date	Aug 13, 2018
Instrument	33993
Transaction Type	Transfer
Record Updated	Aug 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ECHO VILLAGE DR TEMPLE TX 765027701, TEMPLE, TX 76502-7701

April 2005: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	11 ECHO VILLAGE DR, TEMPLE, TX 76502-7701
Document Number	0000038532
Instrument Date	Apr 18, 2005
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 ECHO VILLAGE DR TEMPLE TX 765027701, TEMPLE, TX 76502-7701

Mortgage

Document Number	0000038532
Date	Sep 12, 2018
Book Page	010592/000129
Instrument	38532

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,922.00 (+18.92%)	$277,646 (-9.33%)	$288,058 (-5.93%) Land $40,000 Building $248,058
2023	$4,139.00 (-9.55%) Homeowner's exemption	$306,219 Land $35,000 Building $271,219	$306,219 Land $35,000 Building $271,219
2022	$4,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, SOS Communications, Verizon.

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