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203 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 203 E Southern Ave, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1909
Lot Size0.005 acres (200 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Sep 2025)
Tax Bill$1,921 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-32-14-002.00

Property Details

APN / Parcel Number

Primary APN056-32-14-002.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,758 sqft Finished Area
Gross Area1,943 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area200 sqft (0.005 acres)
Lot Dimensions100 ft deep x 2 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address203 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJONES G W PT LOT 137 25 1/2'X 100' SS SOUTHERN 24' E LINCOLN
Legal SubdivisionJONES G W
Legal Lot Number137
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-14-002.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer · VA Mortgage
REPUBLIC BANK & TRUST CO
May 05, 2020Warranty Deed, Transfer · Conventional with PMI
TRUIST BK
May 05, 2020Correction Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES
May 05, 2020Quit Claim Deed, Transfer
NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleMay 05, 2020 · Amount on Record
Deed Document Number2025124
Deed Book / Page362 / 320
Prior Transfer DateApr 30, 2020
Prior Transfer Doc0000000093
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 10, 2025
Property Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525
Document Number0005900124
Book / PageKC 362 / 320
Map ReferencePL 120
Instrument DateAug 20, 2025
Instrument25091005900124
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 PLUMROSE LN, FORT THOMAS, KY 41071-8006

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525

Mortgage

Document Number0005900125
DateSep 10, 2025
Instrument25091005900125
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 05, 2020
Property Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525
Document Number0000000096
Book / Page000019 / 000638
Instrument DateMay 04, 2020
Instrument96
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address203 E SOUTHERN AVE COVINGTON KY 410151525, COVINGTON, KY 41015-1525

Mortgage

Document Number0000000096
DateMay 05, 2020
Book Page000M40/000852
Instrument96
Lender
NameTRUIST BK
AddressWINSTON SALEM, NC 27101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 04, 2050

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKENTON KY
Recording DateMay 05, 2020
Property Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525
Document Number0000000094
Book / Page000019 / 000635
Instrument DateMay 01, 2020
Instrument94
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4391 EASTON LN PETERSBURG KY 410809376, PETERSBURG, KY 41080-9376

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMay 05, 2020
Property Address203 E SOUTHERN AVE, COVINGTON, KY 41015-1525
Document Number0000000093
Book / Page000019 / 000632
Instrument DateApr 30, 2020
Instrument93
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyNORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 BUCKLAND PL FLORENCE KY 410428504, FLORENCE, KY 41042-8504

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (+0.79%)$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2024$1,906.00 (-1.29%)$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2023$1,931.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Most Recent ClaimMar 1997, rainfall accumulation, Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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