Kenton County property record for 110 E Southern Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 1902 |
| Lot Size | 0.093 acres (4,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Dec 2019) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-07-007.00 |
| Primary APN | 056-32-07-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,012 sqft Finished Area |
| Gross Area | 2,172 sqft |
| Year Built | Built 1902 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Slate |
| Lot Area | 4,080 sqft (0.093 acres) |
| Lot Dimensions | 85 ft deep x 48 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Old Parcel Number | 0563207007.00 |
|---|---|
| Street Address | 110 E SOUTHERN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1450 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WILLIAMSON PT LOTS 563-564 48'X 85' NS SOUTHERN AVE E |
| Legal Subdivision | WILLIAMSON SUBD |
| Legal Lot Number | 563,56 564 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-32-07-007.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2019 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MTG |
| Jul 17, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2019 · Amount on Record |
| Deed Sale | Dec 06, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 0006821183 |
| Deed Book / Page | 6821 / 183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 06, 2019 |
| Property Address | 110 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Document Number | 0000000278 |
| Book / Page | 0C6821 / 000183 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 278 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 E SOUTHERN AVE COVINGTON KY 410151450, COVINGTON, KY 41015-1450 |
| Document Number | 279 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 0C6821/000186 |
| Instrument | 279 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 17, 2017 |
| Property Address | 110 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Document Number | 0000000197 |
| Book / Page | 006202 / 000347 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 197 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 E SOUTHERN AVE COVINGTON KY 410151450, COVINGTON, KY 41015-1450 |
| Document Number | 198 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 0C6202/000348 |
| Instrument | 198 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 (-0.53%) | $141,000 (-) Land $10,000 Building $131,000 | $141,000 (-) Land $10,000 Building $131,000 |
| 2023 | $1,878.00 | $141,000 Land $10,000 Building $131,000 | $141,000 Land $10,000 Building $131,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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