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  5. E Sherman St

203 E Sherman St, Elk Point, SD 57025 Property Records

Union County property record for 203 E Sherman St, Elk Point, SD 57025 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 880 sqft · built 1976
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$112,000 (Dec 2013)
Tax Bill$3,071 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03.01.25.1030

Property Details

APN / Parcel Number

Primary APN03.01.25.1030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area880 sqft Living Area
Basement Area1,548 sqft
Finished Basement1,548 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address203 E SHERMAN ST
CityELK POINT
StateSD
Zip57025-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRAC LOTS 7 & 8 BLK 25 1/2 ORIG E P CITY
Legal Block25
Legal Lot Number7-8
Legal Unit2
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group2
Census Block2023
Census Tract20200

Owner

Source: Union County records · APN 03.01.25.1030

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address203 E SHERMAN ST, ELK POINT, SD 57025-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2018Intrafamily Transfer, Transfer · FHA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2013 · Amount on Record
Deed SaleDec 02, 2013 · Amount on Record
Deed Document Number20135572
Deed Book / Page103 / 720
Last Transfer DateDec 19, 2018
Transfer Doc00108/0863
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address203 E SHERMAN ST, ELK POINT, SD 57025-2219
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number176/1097
DateSep 29, 2020
Book Page176/1097
Instrument204665
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION SD
Recording DateDec 28, 2018
Property Address203 E SHERMAN ST, ELK POINT, SD 57025-2219
Document Number00108/0863
Book / Page108 / 0863
Instrument DateDec 19, 2018
Instrument185428
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address203 E SHERMAN ST, ELK POINT, SD 57025-2219

Mortgage

Document Number0000185429
DateDec 28, 2018
Instrument185429
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,071.00 (+7.38%)$184,383 (+8.61%) Land $23,600 Building $160,783
2024$2,860.00 (-2.49%)
2023$2,933.00 (+9.16%)$169,766 Land $23,600 Building $146,166
2022$2,687.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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