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  2. South Dakota
  3. Union County
  4. Elk Point
  5. E Sherman St

202 E Sherman St, Elk Point, SD 57025 Property Records

Union County property record for 202 E Sherman St, Elk Point, SD 57025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,795 sqft · built 1976
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$252,500 (Jun 2024)
Tax Bill$3,772 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN03.01.25.1015

Property Details

APN / Parcel Number

Primary APN03.01.25.1015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,795 sqft Living Area
Interior WallsMetal
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialCombination
Construction TypeWood
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address202 E SHERMAN ST
CityELK POINT
StateSD
Zip57025-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 BLK 25 ORIG E P CITY
Legal SubdivisionORIGINAL TOWNSITE OF ELK POINT
Legal Block25
Legal Lot Number5-6
Legal Unit2
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group2
Census Block2029
Census Tract20200

Owner

Source: Union County records · APN 03.01.25.1015

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 E SHERMAN ST, ELK POINT, SD 57025-2218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 23, 2019Deed of Trust, Mortgage
SECURITY NATIONAL BANK OF SOUTH DAKOTA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Prior SaleMay 12, 2016 · Amount on Record
Prior Transfer DateMay 05, 2007
Prior Transfer Doc00097/0332
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address202 E SHERMAN ST, ELK POINT, SD 57025-2218
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 E SHERMAN ST, ELK POINT, SD 57025-2218

Mortgage

Document Number0000188/39
DateJan 20, 2026
Book Page188/39
Instrument260149
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address202 E SHERMAN ST, ELK POINT, SD 57025-2218
Transaction TypeMortgage
Record UpdatedMay 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number174/0296
DateApr 23, 2019
Book Page174/0296
Instrument191560
Lender
NameSECURITY NATIONAL BANK OF SOUTH DAKOTA
TypeBank
AddressNORTH SIOUX CITY, SD 57049
Agreement
AmountAmount Recorded
Term48 Months
DueApr 14, 2023

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,772.00 (+7.65%)$226,448 (+8.86%) Land $23,600 Building $202,848
2024$3,504.00 (-2.5%)
2023$3,594.00 (+9.14%)$208,012 Land $23,600 Building $184,412
2022$3,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Clarity Telecom
Cable · Fiber in parts of the area		1,000 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: Long Lines.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELK POINT
serves 2,124 people
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereCLAY RURAL WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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