203 E Elm St, Dieterich, IL 62424 Property Records

Effingham County property record for 203 E Elm St, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Details	2,208 sqft · built 1973
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Dec 2017)
Tax Bill	$2,958 (2022)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-20-010-067`

Property Details

APN / Parcel Number

Primary APN	`02-20-010-067`

Interior

Stories	1 Story
Building Area	2,208 sqft Base Area

Exterior

Year Built	Built 1973
Construction Type	Frame
Lot Area	22,651 sqft (0.519 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	203 E ELM ST
City	DIETERICH
State	IL
Zip	62424-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6, 7 & 8 BLK 2 DETERS ADD 3357/138 3217/139 667/114 576/245 478/116
Legal Subdivision	DETERS ADDITION
Legal Block	2
Legal Lot Number	6-8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1070
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E ELM ST, DIETERICH, IL 62424-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	201700005940
Deed Book / Page	3357 / 138
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	203 E ELM ST, DIETERICH, IL 62424-1033
Transaction Type	Mortgage
Record Updated	Feb 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3526/341
Date	Jan 14, 2020
Book Page	3526/341
Instrument	202020000191

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 29, 2017
Property Address	203 E ELM ST, DIETERICH, IL 62424-1033
Document Number	3357/138
Book / Page	3357 / 138
Instrument Date	Dec 28, 2017
Instrument	201700005940
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	NOT AVAILABLE, MCDEVITT OSTEEN CHOJNICKI &

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 GRANADA DR, 304, EFFINGHAM, IL 62401-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14896 N COURT 1, EFFINGHAM, IL 62401-7615

Mortgage

Document Number	201700005941
Date	Dec 29, 2017
Instrument	201700005941

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,958.00 Homeowner's exemption	$58,050 Land $5,850 Building $52,200	$174,150 Land $17,550 Building $156,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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