104 E Elm St, Dieterich, IL 62424 Property Records

Effingham County property record for 104 E Elm St, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,131 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-20-101-003`

Property Details

APN / Parcel Number

Primary APN	`02-20-101-003`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,131 sqft Base Area
1st Floor Area	2,131 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	104 E ELM ST
City	DIETERICH
State	IL
Zip	62424-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 NIEBRUGGE SUB 3661/54 3488/263 2951/35 1673/3 1563/342 992/153 644/13 462/255
Legal Subdivision	NIEBRUGGE SUBDIVISION
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E ELM ST, DIETERICH, IL 62424-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021
Deed Sale	Feb 25, 2021
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	2021936
Deed Book / Page	3661 / 54
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	2951/039
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 25, 2021
Property Address	104 E ELM ST, DIETERICH, IL 62424-1004
Document Number	3661/54
Book / Page	3661 / 54
Map Reference	MB 6 PG 29
Instrument Date	Feb 23, 2021
Instrument	202121000936
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 E ELM ST, DIETERICH, IL 62424-1004

Mortgage

Document Number	202121000937
Date	Feb 25, 2021
Instrument	202121000937

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 16, 2019
Property Address	104 E ELM ST, DIETERICH, IL 62424-1004
Document Number	3488/263
Book / Page	3488 / 263
Map Reference	MB 6 PG 29
Instrument Date	Aug 15, 2019
Instrument	201901903191
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 E ELM ST, DIETERICH, IL 62424-1004

Mortgage

Document Number	201901903192
Date	Aug 16, 2019
Instrument	201901903192

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+8.66%) Homeowner's exemption	$55,240 (+1%) Land $4,860 Building $50,380	$165,720 (+1%) Land $14,580 Building $151,140
2024	$3,291.00 (+57.24%)	$50,220 (+21.54%) Land $4,420 Building $45,800	$150,660 (+21.54%) Land $13,260 Building $137,400
2022	$2,093.00 Homeowner's exemption	$41,320 Land $3,640 Building $37,680	$123,960 Land $10,920 Building $113,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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