Lawrence County property record for 203 E Commerce St, Loretto, TN 38469
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $260,500 (Dec 2023) |
| Tax Bill | $55 (2024) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151 04401 |
| Primary APN | 050151 04401 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|---|
| Lot Dimensions | 149 ft deep x 110 ft wide |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 203 E COMMERCE ST |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2302 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960700 |
Source: Lawrence County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 363, LORETTO, TN 38469-0363 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on Record |
| Deed Sale | Dec 8, 2023 · Amount on Record |
| Prior Sale | Nov 28, 2001 · Amount on Record |
| Deed Document Number | 20236491 |
| Deed Book / Page | 731 / 131 |
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 0000002962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 8, 2023 |
| Property Address | 203 E COMMERCE ST, LORETTO, TN 38469-2302 |
| Document Number | 0000731131 |
| Book / Page | 731 / 131 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 23006491 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $963.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 CHURCH ST, LORETTO, TN 38469-2144 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950 (+6.85%) Land $1,950 | ||
| 2024 | $55.00 (+27.91%) | ||
| 2023 | $43.00 | $1,825 (-) Land $1,825 | |
| 2022 | $43.00 | $1,825 Land $1,825 | $7,800 Land $7,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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