200 E Commerce St, Loretto, TN 38469 Property Records

Lawrence County property record for 200 E Commerce St, Loretto, TN 38469 · Last verified August 2026

Property Highlights

Property TypeVacant Land > Residential
Year BuiltBuilt 2020
Lot Size21,780 sqft (0.5 acres)
Last Sale$478,000 (2021)
Tax Bill$24.00 (2025)

Property Details

APN / Parcel Number

Primary APN050151 06206
Alternative APN
  • 151 06206

Exterior

Effective Year BuiltEffective 2020
Lot Area21,780 sqft (0.5 acres)

Utilities and HVAC

SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address200 E COMMERCE ST
CityLORETTO
StateTN
Zip38469-2305
Property UsageResidential Property Usage
TypeVacant Land > Residential
JurisdictionLAWRENCE TN
Minor Civil Division2
Census Blockgroup2
Census Block2022
Census Tract960700

Owner

Source: Lawrence County records · APN 050151 06206

Assessment roll updated January 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 363, LORETTO, TN 38469-0363
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleMar 23, 2017
Deed Doc Number20217558
Deed Book / Page655 / 414
Last Transfer DateMay 05, 2023
Transfer Doc0000002744
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateNov 12, 2021
Property Address200 E COMMERCE ST, LORETTO, TN 38469-2305
Document Number0000655414
Book / Page655 / 414
Instrument DateNov 10, 2021
Instrument21007558
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,768.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 E COMMERCE ST, LORETTO, TN 38469-2305

Mortgage

Document Number0021007559
DateNov 12, 2021
Instrument21007559
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$24.00$1,200 (-) Land $1,200
2023$24.00$1,200 (-) Land $1,200
2022$24.00$1,200 Land $1,200$4,800 Land $4,800

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