203 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 203 Chaparral Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,343 sqft · built 1992
Lot Size	0.114 acres (4,979 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2021)
Tax Bill	$6,045 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-17-311-024`

Property Details

APN / Parcel Number

Primary APN	`06-17-311-024`
Alternative APN	`06-17-311-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,343 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,979 sqft (0.114 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	203 CHAPARRAL CIR
City	ELGIN
State	IL
Zip	60120-4857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(WOODLAND) (CREEK) SUB BNG A SUB OF PT OF THE SW IN SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODLAND CREEK
Legal Lot Number	33
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1011
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	203 CHAPARRAL CIR, ELGIN, IL 60120-4857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jun 13, 2013 · Amount on Record
Deed Document Number	20217038
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000039211
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 20, 2021
Property Address	203 CHAPARRAL CIR, ELGIN, IL 60120-4857
Document Number	0020107038
Map Reference	DOC 90117492
Instrument Date	May 17, 2021
Instrument	2120107038
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHAPARRAL CIR, ELGIN, IL 60120-4857

Mortgage

Document Number	0020107039
Date	Jul 20, 2021
Instrument	2120107039

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0020107040
Date	Jul 20, 2021
Instrument	2120107040

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 17, 2017
Property Address	203 CHAPARRAL CIR, ELGIN, IL 60120-4857
Document Number	1722939211
Instrument Date	Jul 18, 2017
Instrument	22939211
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7N685 FALCONS TRL ST CHARLES IL 601756847, ST CHARLES, IL 60175-6847

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (-0.01%) Land $3,485 Building $17,515	$210,000 (-0.01%) Land $34,850 Building $175,150
2023	$6,045.00 (+2.89%)
2022	$5,875.00	$21,002 Land $3,002 Building $18,000	$210,020 Land $30,020 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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