203 Cedardel St, McHenry, IL 60051 Property Records

McHenry County property record for 203 Cedardel St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 909 sqft · built 1993
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-29-479-005`

Property Details

APN / Parcel Number

Primary APN	`15-29-479-005`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	909 sqft Living Area

Exterior

Year Built	Built 1993
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,227 sqft (0.119 acres)
Deck Area	80 sqft

Location & Zoning

Street Address	203 CEDARDEL ST
City	MCHENRY
State	IL
Zip	60051-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0027541 LT 201 BOULEVARD PARK MEMO: LUNA-REYNOSO, JENNIFER/ VALERIANO, ANDREA
Legal Range	09E
Legal Township	44N
Legal Section	29
Legal Subdivision	BOULEVARD PARK
Legal Block	479
Legal Lot Number	201
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	3
Census Block	3001
Census Tract	870812

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	203 CEDARDEL ST, MCHENRY, IL 60051-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Dec 29, 2005
Deed Document Number	2022R0027541
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 4, 2022
Property Address	203 CEDARDEL ST, MCHENRY, IL 60051-9712
Document Number	0000027541
Map Reference	MB 5 PG 102
Instrument Date	Jul 26, 2022
Instrument	2022R0027541
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CEDARDEL ST, MCHENRY, IL 60051-9712

Mortgage

Document Number	0000027542
Date	Aug 4, 2022
Instrument	2022R0027542

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$50,655 Land $6,163 Building $44,492	$151,965 Land $18,489 Building $133,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	32 (1979–2026)
Claims Outside the SFHA	2 of 32
Most Recent Claim	May 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20