McHenry County property record for 116 Cedardel St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,178 sqft · built 1928 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,500 (Feb 2003) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-29-478-015 |
| Primary APN | 15-29-478-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 2,992 sqft |
| Basement Area | 814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 CEDARDEL ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2005R0068996 LT 81 BOULEVARD PARK |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 29 |
| Legal Subdivision | BOULEVARD PARK |
| Legal Block | 478 |
| Legal Lot Number | 81 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870812 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 116 CEDARDEL ST, MCHENRY, IL 60051-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Aug 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2003 · Amount on Record |
| Deed Sale | Feb 13, 2003 · Amount on Record |
| Prior Sale | Feb 13, 2003 · Amount on Record |
| Deed Document Number | 0000019246 |
| Last Transfer Date | Aug 19, 2005 |
| Transfer Doc | 0000068996 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 116 CEDARDEL ST, MCHENRY, IL 60051-9709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 116 CEDARDEL ST, MCHENRY, IL 60051-9709 |
| Document Number | 0000003496 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024R0003496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 201 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 116 CEDARDEL ST, MCHENRY, IL 60051-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 116 CEDARDEL ST, MCHENRY, IL 60051-9709 |
| Document Number | 0000027547 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022R0027547 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 219 Months |
| Due | Nov 1, 2040 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $77,583 Land $6,163 Building $71,420 | $232,749 Land $18,489 Building $214,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 32 (1979–2026) |
| Claims Outside the SFHA | 2 of 32 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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