Caldwell County property record for 203 Cedar St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 696 sqft · built 1930 |
| Lot Size | 0.243 acres (10,575 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $799 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 1R 1 14 |
| Primary APN | 08 1R 1 14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 696 sqft Heated Area |
| Gross Area | 1,382 sqft |
| 1st Floor Area | 696 sqft |
| Attic | Attic |
| Attic Area | 278 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,575 sqft (0.243 acres) |
| Lot Dimensions | 75 ft deep x 141 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 138057 |
|---|---|
| Street Address | CEDAR ST |
| State | NC |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1704 PG 1646 YR 09 ST 0.00 |
| Legal Subdivision | EUGENIA PAYNE LAND |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 31402 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 435, GRANITE FALLS, NC 28630-0435 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2003 |
| Deed Sale | May 7, 2003 |
| Prior Sale | Sep 1, 2000 · Amount on Record |
| Deed Book / Page | 1446 / 440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 203 CEDAR ST, GRANITE FALLS, NC 28630 |
| Document Number | 0010046919 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 435 GRANITE FALLS NC 286300435, GRANITE FALLS, NC 28630-0435 |
| Document Number | 0010046919 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 001995/000853 |
| Instrument | 10046919 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 5, 2025 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Rhodhiss Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $799.00 (+120.72%) | $67,600 (+126.85%) Land $9,400 Building $58,200 | $67,600 (+126.85%) Land $9,400 Building $58,200 |
| 2023 | $29,800 (-) Land $9,400 Building $20,400 | $29,800 (-) Land $9,400 Building $20,400 | |
| 2022 | $362.00 | $29,800 Land $9,400 Building $20,400 | $29,800 Land $9,400 Building $20,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RHODHISS serves 867 people · EPA ID NC0114035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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