105 Cedar St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 105 Cedar St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 733 sqft · built 1904
Lot Size	0.292 acres (12,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Dec 2022)
Tax Bill	$1,302 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 1R 1 17`

Property Details

APN / Parcel Number

Primary APN	`08 1R 1 17`
Alternative APNs	`171433` `176444`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	733 sqft Heated Area
Gross Area	1,168 sqft
1st Floor Area	733 sqft
Attic	Attic
Attic Area	315 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,719 sqft (0.292 acres)
Lot Dimensions	79 ft deep x 161 ft wide
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176444
Street Address	105 CEDAR ST
City	GRANITE FALLS
State	NC
Zip	28630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2073 PG 424 YR 22 ST 240.00
Legal Subdivision	SECTION I OF THE PACIFIC MILLS PROPERTY
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2030
Census Tract	31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 262, RHODHISS, NC 28667-0262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 6, 2021	Warranty Deed, Transfer
Apr 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	202210079714
Deed Book / Page	2073 / 424
Prior Transfer Date	Mar 28, 2006
Prior Transfer Doc	0015891629
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 16, 2022
Property Address	105 CEDAR ST, GRANITE FALLS, NC 28630
Document Number	0020730424
Book / Page	2073 / 424
Map Reference	MB 3 PG 104
Instrument Date	Nov 18, 2022
Instrument	10079714
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 MEREDITH CT, LENOIR, NC 28645-9434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR ST, GRANITE FALLS, NC 28630

Mortgage

Document Number	0010079715
Date	Dec 16, 2022
Instrument	10079715

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 6, 2021
Property Address	105 CEDAR ST, GRANITE FALLS, NC 28630
Document Number	0020201949
Book / Page	2020 / 1949
Map Reference	MB 3 PG 104
Instrument Date	May 6, 2021
Instrument	10057234
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 152, GRANITE FALLS, NC 28630-0152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MEREDITH CT, LENOIR, NC 28645-9434

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 26, 2018
Property Address	105 CEDAR ST, GRANITE FALLS, NC 28630
Document Number	0010021659
Book / Page	001940 / 000370
Instrument Date	Apr 24, 2018
Instrument	10021659
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR HILL CT AT 6 LENOIR NC 28645, LENOIR, NC 28645

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Rhodhiss Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,302.00 (-13.95%)	$129,500 (-) Land $10,600 Building $118,900
2025	$1,513.00 (+336.02%)	$129,500 (+64.55%) Land $10,600 Building $118,900	$129,500 (+64.55%) Land $10,600 Building $118,900
2023		$78,700 (+176.14%) Land $10,600 Building $68,100	$78,700 (+176.14%) Land $10,600 Building $68,100
2022	$347.00	$28,500 Land $11,600 Building $16,900	$28,500 Land $11,600 Building $16,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHODHISS TOWN OF HENRY ST serves 70 people · EPA ID NC1012017
Water Source	Purchased surface water from BURKE CO-AIRPORT RHODHISS
Last State Inspection	Jul 2024
Also Mapped Here	TOWN OF RHODHISS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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