203 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 203 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,494 sqft · built 1953
Lot Size	0.18 acres (7,830 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Jun 2018)
Tax Bill	$7,397 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`483-234-17-00`

Property Details

APN / Parcel Number

Primary APN	`483-234-17-00`
Alternative APN	`4832330100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	7,830 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	4832330100
Street Address	203 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 71 W 60 FT TR 001896
Legal Subdivision	VALLEY ACRES
Legal Tract	001896
Legal Block	1
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16301

Owner

203 Cedar St is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Intrafamily Transfer, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 14, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Jun 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2018	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JANET DESMOND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	2018242481
Prior Transfer Date	Apr 22, 1996
Prior Transfer Doc	0000202843
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2023
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000075399
Map Reference	MAP 1896
Instrument Date	Mar 17, 2023
Instrument	2023-0075399
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 CEDAR ST, EL CAJON, CA 92021-4544

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CEDAR ST, EL CAJON, CA 92021-4544

Mortgage

Document Number	0000079863
Date	Feb 22, 2022
Instrument	2022-0079863

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2018
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000242482
Instrument Date	Jun 12, 2018
Instrument	242482
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	203 CEDAR ST EL CAJON CA 920214544, EL CAJON, CA 92021-4544

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2018
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000242484
Instrument Date	Jun 12, 2018
Instrument	242484
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 CEDAR ST EL CAJON CA 920214544, EL CAJON, CA 92021-4544

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2018
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000242481
Instrument Date	Apr 30, 2018
Instrument	242481
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	203 CEDAR ST EL CAJON CA 920214544, EL CAJON, CA 92021-4544

Mortgage

Document Number	242483
Date	Jun 14, 2018
Instrument	242483

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2017
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000458087
Instrument Date	Sep 21, 2017
Instrument	458087
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5796 ADOBE FALLS RD SAN DIEGO CA 921204623, SAN DIEGO, CA 92120-4623

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000143944
Map Reference	MAP1896
Instrument Date	Mar 27, 2017
Instrument	2017-0143944
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CEDAR ST, EL CAJON, CA 92021-4544

Mortgage

Document Number	0000143945
Date	Mar 30, 2017
Instrument	2017-0143945

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	203 CEDAR ST, EL CAJON, CA 92021-4544
Document Number	0000099454
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5796 ADOBE FALLS RD SAN DIEGO CA 921204623, SAN DIEGO, CA 92120-4623

Mortgage

Document Number	0000099454
Date	Mar 2, 2017
Instrument	99454

Lender

Name	JANET DESMOND
Address	11745 AVENIDA SIVRITA, SAN DIEGO, CA 92128-4525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 Cedar St was $7,397 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,703 (+2%) Land $231,612 Building $301,091
2025	$7,397.00 Homeowner's exemption	$522,259 Land $227,071 Building $295,188
2023	$7,117.00 (+2.52%) Homeowner's exemption	$501,980 Land $218,254 Building $283,726
2022	$6,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 203 Cedar St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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