San Diego County property record for 163 Cedar St, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,004 sqft · built 1948 |
| Lot Size | 0.18 acres (7,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Sep 2020) |
| Tax Bill | $6,764 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 483-232-02-00 |
| Primary APN | 483-232-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Lot Area | 7,861 sqft (0.18 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 163 CEDAR ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 81 E 15 FT OF W 118 FT OF LOT 81 & W 50 FT OF E 178 FT TR 001896 |
| Legal Subdivision | VALLEY ACRES |
| Legal Tract | 001896 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16301 |
163 Cedar St is owned and occupied by two individuals who bought it in September 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 CEDAR ST, EL CAJON, CA 92021-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 18, 2020 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | Dec 20, 1991 · Amount on File |
| Deed Document Number | 2020552375 |
| Prior Transfer Date | Oct 12, 1994 |
| Prior Transfer Doc | 0000609504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 163 CEDAR ST, EL CAJON, CA 92021-4542 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 163 CEDAR ST, EL CAJON, CA 92021-4542 |
| Document Number | 0000000560 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023-0000560 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 18, 2020 |
| Property Address | 163 CEDAR ST, EL CAJON, CA 92021-4542 |
| Document Number | 0000552375 |
| Map Reference | MAP 1896 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020-0552375 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 163 CEDAR ST, EL CAJON, CA 92021-4542 |
| Document Number | 0000552376 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020-0552376 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 163 Cedar St was $6,764.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,876 (+2%) Land $276,020 Building $231,856 | |
| 2025 | $6,764.00 | $497,918 Land $270,608 Building $227,310 |
| 2023 | $6,706.00 (+3.44%) | $478,584 Land $260,100 Building $218,484 |
| 2022 | $6,483.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 163 Cedar St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 163 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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