203 Ashford Lakes Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 203 Ashford Lakes Cir, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,549 sqft · built 2018
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$334,879 (Dec 2018)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-31-0250-00000-0520`

Property Details

APN / Parcel Number

Primary APN	`22-14-31-0250-00000-0520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,549 sqft Heated Area
Gross Area	3,438 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Driveway	Driveway
Driveway Area	838 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	203 ASHFORD LAKES CIR
City	ORMOND BEACH
State	FL
Zip	32174-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD LAKES ESTATES LOT 52 MB 37 PG 42 OR 1977/1827 OR 2200/1609 OR 2326/609
Legal Range	31E
Legal Township	14S
Legal Section	22
Legal Subdivision	ASHFORD LAKES ESTATES
Legal Lot Number	52
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	4
Census Block	4142
Census Tract	60207

Owner

Source: Flagler County records · APN 22-14-31-0250-00000-0520

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Jun 21, 2018	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Apr 11, 2018	Loan Modification, Mortgage FLAGSTAR BK
Apr 21, 2017	Loan Modification, Mortgage TEXAS CAP BK
Apr 24, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	2018047549
Deed Book / Page	2326 / 0609
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024271277
Date	Mar 12, 2020
Book Page	2427/1277
Instrument	2020010362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 21, 2018
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Document Number	0023260609
Book / Page	2326 / 0609
Map Reference	MB 37 PG 42-46
Instrument Date	Dec 17, 2018
Instrument	2018047549
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409

Mortgage

Document Number	2018047550
Date	Dec 21, 2018
Instrument	2018047550

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Recording Date	Jun 21, 2018
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Document Number	0022871186
Book / Page	002287 / 001186
Instrument Date	Jun 20, 2018
Instrument	23126
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 ASHFORD LAKES DR ORMOND BEACH FL 321741493, ORMOND BEACH, FL 32174-1493

Mortgage

Document Number	22871186
Date	Jun 21, 2018
Book Page	002287/001186
Instrument	23126

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2018
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Document Number	0022711298
Book / Page	002271 / 001298
Instrument Date	Apr 09, 2018
Instrument	13209
Transaction Type	Mortgage
Record Updated	May 08, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	22711298
Date	Apr 11, 2018
Book Page	002271/001298
Instrument	13209

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Document Number	0022011551
Book / Page	002201 / 001551
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0022011551
Date	Apr 27, 2017
Book Page	002201/001551
Instrument	14919

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 24, 2017
Property Address	203 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1409
Document Number	0022001609
Book / Page	002200 / 001609
Instrument Date	Apr 20, 2017
Instrument	14337
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$630.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,736.00 (-6.18%) Homeowner's exemption	$312,771 (+5.99%)	$476,432 (+7.25%) Land $105,000 Building $371,432
2023	$3,982.00 (+5.4%) Homeowner's exemption	$295,102 (+3%)	$444,241 (+2.61%) Land $76,000 Building $368,241
2022	$3,778.00 Homeowner's exemption	$286,507	$432,952 Land $76,000 Building $356,952

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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