Flagler County property record for 212 Ashford Lakes Cir, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,500 sqft · built 2019 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,119 (May 2019) |
| Tax Bill | $6,490 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-14-31-0250-00000-0700 |
| Primary APN | 22-14-31-0250-00000-0700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Heated Area |
| Gross Area | 3,534 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Driveway | Driveway |
| Driveway Area | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 212 ASHFORD LAKES CIR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD LAKES ESTATES LOT 70 MB 37 PG 42 OR 1977/1827 OR 2159/367 OR 2294/1646 OR 2356/1886 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 22 |
| Legal Subdivision | ASHFORD LAKES ESTATES |
| Legal Lot Number | 70 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 4 |
| Census Block | 4141 |
| Census Tract | 60207 |
Source: Flagler County records · APN 22-14-31-0250-00000-0700
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 212 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 22, 2019 | Special Warranty Deed, Subdivision Related Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 2019018508 |
| Deed Book / Page | 2356 / 1886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 212 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024070681 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 2407/0681 |
| Instrument | 2019047611 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 22, 2019 |
| Property Address | 212 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410 |
| Document Number | 0023561886 |
| Book / Page | 2356 / 1886 |
| Map Reference | MB 37 PG 42-49 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019018508 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,346.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 212 ASHFORD LAKES CIR, ORMOND BEACH, FL 32174-1410 |
| Document Number | 0023561888 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2356-1888 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.77% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.77% |
| Index | 1-Year LIBOR |
| Margin | 6 |
| Max Rate | 11.7% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,490.00 (+5.08%) | $487,233 (+6.26%) Land $105,000 Building $382,233 | $487,233 (+6.26%) Land $105,000 Building $382,233 |
| 2023 | $6,176.00 (+7.22%) | $458,523 (+2.67%) Land $76,000 Building $382,523 | $458,523 (+2.67%) Land $76,000 Building $382,523 |
| 2022 | $5,760.00 | $446,601 Land $76,000 Building $370,601 | $446,601 Land $76,000 Building $370,601 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Nov 2024 · tidal / storm surge |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 261 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures