123 4th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 123 4th St, Mexico Beach, FL 32456

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 960 sqft · built 1992
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2026)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04288-000-000`

Property Details

APN / Parcel Number

Primary APN	`04288-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Prefab Panel
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Driveway	Driveway
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 4TH ST
City	MEXICO BEACH
State	FL
Zip	32456-0194
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MB02
Legal Description	MEXICO BEACH UNIT # 1 LOT 8 BLK 6 ORB 4739 P 1879
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	6
Legal Lot Number	8
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1105
Census Tract	600

Owner

123 4th St, a mobile home, is owned by two individuals who bought it in April 2026.

Source: Bay County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20580 PLEASANT VALLEY RD, HILLMAN, MI 49746-9080
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 12, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 18, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Oct 12, 2023 · Amount on File
Deed Document Number	202625648
Deed Book / Page	5029 / 539
Prior Transfer Date	Jun 15, 2023
Prior Transfer Doc	0047391879
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 29, 2026
Property Address	123 4TH ST, MEXICO BEACH, FL 32456-0194
Document Number	0000025648
Book / Page	5029 / 539
Instrument Date	Apr 24, 2026
Instrument	2026.25648
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,170.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20580 PLEASANT VALLEY RD, HILLMAN, MI 49746-9080

Mortgage

Document Number	0000025651,
Date	Apr 29, 2026
Instrument	2026..25651

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 29, 2026
Property Address	123 4TH ST, MEXICO BEACH, FL 32456-0194
Document Number	0050290539
Book / Page	5029 / 539
Instrument Date	Apr 24, 2026
Instrument	202625648
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,170.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20580 PLEASANT VALLEY RD, HILLMAN, MI 49746-9080

Mortgage

Document Number	0000025651,
Date	Apr 29, 2026
Instrument	202625651

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 12, 2023
Property Address	123 4TH ST, MEXICO BEACH, FL 32456-0194
Document Number	0047391879
Book / Page	4739 / 1879
Map Reference	MB 7 PG 5
Instrument Date	Feb 28, 2023
Instrument	2023064912
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,038.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 44TH ST, MEXICO BEACH, FL 32456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1306 DICKERSON BAY DR, GALLATIN, TN 37066-5509

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 18, 2021
Property Address	123 4TH ST, MEXICO BEACH, FL 32456-0194
Document Number	0044220445
Book / Page	4422 / 445
Map Reference	MB 7 PG 5
Instrument Date	Jun 18, 2021
Instrument	2021046444
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11399 SW RESTON CT, 11399, PORT SAINT LUCIE, FL 34987-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 DICKERSON BAY DRIVE, PLANKINTON, SD 57368

Tax Assessment & Valuation

The 2025 property tax bill for 123 4th St was $4,631, down 1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,631.00 (-0.98%)	$285,139 Land $215,000 Building $70,139	$285,139 Land $215,000 Building $70,139
2024	$4,677.00 (+4.21%)
2023	$4,488.00 (+20.71%)	$296,749 (+32.99%) Land $233,750 Building $62,999	$296,749 (+32.99%) Land $233,750 Building $62,999
2022	$3,718.00	$223,141 Land $163,250 Building $59,891	$223,141 Land $163,250 Building $59,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 4th St in Zone X, an area of minimal flood risk, though there have been 914 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures