203 1st St, Monona, IA 52159 Property Records

Clayton County property record for 203 1st St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,270 sqft · built 1950
Lot Size	0.221 acres (9,636 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3614234002`

Property Details

APN / Parcel Number

Primary APN	`3614234002`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,636 sqft (0.221 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 1ST ST
City	MONONA
State	IA
Zip	52159-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 12 FT LOT 4 E 1/2 LOTS 35 36 NE NE 14 95 5
Legal Range	5W
Legal Township	95N
Legal Section	14
Legal Lot Number	4,35-
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	4
Census Block	4032
Census Tract	70200

Owner

203 1st St is owned and occupied by an individual who bought it in May 2022.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	203 1ST ST, MONONA, IA 52159-8218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LUANNA SAVINGS BANK
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
Nov 28, 2018	Deed of Trust, Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Jun 27, 2012 · Amount on File
Deed Document Number	20221825
Prior Transfer Date	Apr 24, 2022
Prior Transfer Doc	2022R01825
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	203 1ST ST, MONONA, IA 52159-8218
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01828
Date	May 19, 2022
Instrument	2022R01828

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	May 19, 2022
Property Address	203 1ST ST, MONONA, IA 52159-8218
Document Number	2022R01825
Instrument Date	Apr 24, 2022
Instrument	2022R01825
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 45, MONONA, IA 52159-0045

Mortgage

Document Number	2022R01827
Date	May 19, 2022
Instrument	2022R01827

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	203 1ST ST, MONONA, IA 52159-8218
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00470
Date	Feb 19, 2019
Instrument	2019R00470

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	203 1ST ST, MONONA, IA 52159-8218
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03572
Date	Nov 28, 2018
Instrument	2018R03572

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 203 1st St was $1,790 with a homeowner's exemption, up 8.7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+8.75%) Homeowner's exemption	$118,334 Land $14,732 Building $103,602	$118,334 Land $14,732 Building $103,602
2024	$1,646.00
2023		$101,000 Land $12,811 Building $88,189	$101,000 Land $12,811 Building $88,189
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 1st St

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