Clayton County property record for 409 1st St, Monona, IA 52159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,016 sqft · built 1972 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Feb 2024) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3614231004 |
| Primary APN | 3614231004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,580 sqft (0.197 acres) |
| Lot Dimensions | 132 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 409 1ST ST |
|---|---|
| City | MONONA |
| State | IA |
| Zip | 52159-8222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DULLS ADDN. LOT 4 BLK 3 & N 1/2 VAC ALLEY |
| Legal Subdivision | DULLS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MONONA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 70200 |
409 1st St is owned and occupied by an individual who bought it in February 2024.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 1ST ST, MONONA, IA 52159-8222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on File |
| Deed Sale | Feb 20, 2024 · Amount on File |
| Prior Sale | Feb 13, 2018 · Amount on File |
| Deed Document Number | 2024406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Feb 20, 2024 |
| Property Address | 409 1ST ST, MONONA, IA 52159-8222 |
| Document Number | 2024R00406 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024R00406 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 1ST ST, MONONA, IA 52159-8222 |
| Document Number | 2024R00407 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024R00407 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2039 |
The 2025 property tax bill for 409 1st St was $2,448, down 2.3% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Monona City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (-2.31%) | $146,885 Land $12,704 Building $134,181 | $146,885 Land $12,704 Building $134,181 |
| 2024 | $2,506.00 | ||
| 2023 | $116,033 Land $11,047 Building $104,986 | $116,033 Land $11,047 Building $104,986 | |
| 2022 | $1,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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