20297 Schaeffer Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20297 Schaeffer Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,473 sqft · built 2006
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$469,500 (Oct 2023)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171220-AB-02038`

Property Details

APN / Parcel Number

Primary APN	`171220-AB-02038`
Alternative APN	`250511`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,473 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	601 sqft
Breakfast Nook	Breakfast Nook
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	2,614 sqft (0.06 acres)
Garage Area	249 sqft
Deck Area	105 sqft

Location & Zoning

Account Number	250511
Street Address	20297 SCHAEFFER DR
City	BEND
State	OR
Zip	97703-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	EMPIRE ESTATES LOT 2
Legal Range	12
Legal Township	17
Legal Section	20
Legal Subdivision	EMPIRE ESTATES
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2024
Census Tract	1102

Owner

20297 Schaeffer Dr is owned and occupied by an individual who bought it in October 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20297 SCHAEFFER DR, BEND, OR 97703-7106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Document Number	202325025
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000017863
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20297 SCHAEFFER DR, BEND, OR 97703-7106
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031544
Date	May 21, 2021
Instrument	2021-31544

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20297 SCHAEFFER DR, BEND, OR 97703-7106
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20297 SCHAEFFER DR, BEND, OR 97703-7106

Mortgage

Document Number	0000028378
Date	Oct 30, 2024
Instrument	2024-28378

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 6, 2023
Property Address	20297 SCHAEFFER DR, BEND, OR 97703-7106
Document Number	0000025025
Map Reference	CAB G PG 935
Instrument Date	Oct 3, 2023
Instrument	2023-25025
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	20297 SCHAEFFER DR, BEND, OR 97703-7106

Mortgage

Document Number	0000025026
Date	Oct 6, 2023
Instrument	2023-25026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 30, 2019
Property Address	20297 SCHAEFFER DR, BEND, OR 97703-7106
Document Number	0000017863
Instrument Date	May 30, 2019
Instrument	17863
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1288 NW ARCHIE BRIGGS RD BEND OR 977035276, BEND, OR 97703-5276

Tax Assessment & Valuation

The 2025 property tax bill for 20297 Schaeffer Dr was $3,443, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+3.92%)	$203,800 (+3%)	$478,960 (+2.52%) Land $202,300 Building $276,660
2024	$3,313.00 (+7.88%)	$197,870 (+3%)	$467,190 (-3.92%) Land $177,500 Building $289,690
2023	$3,071.00 (+3.96%)	$192,110 (+6.09%)	$486,240 (+36.89%) Land $177,500 Building $308,740
2022	$2,954.00	$181,090	$355,200 Land $87,400 Building $267,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20297 Schaeffer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20297 Schaeffer Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Fatbeam, Lightspeed Networks.

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