20290 Schaeffer Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20290 Schaeffer Dr, Bend, OR 97703 · Last verified January 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,497 sqft · built 2007
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$311,000 (Jun 2018)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171220 AB 02065`

Property Details

APN / Parcel Number

Primary APN	`171220 AB 02065`
Alternative APN	`250540`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,497 sqft Living Area
1st Floor Area	597 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Townhouse
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Mixed
Garage Area	332 sqft
Deck Area	105 sqft

Location & Zoning

Account Number	250540
Street Address	20290 SCHAEFFER DR
City	BEND
State	OR
Zip	97703-7106
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT:53 SUBD:EMPIRE ESTATES SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 12 MAP REF:171220-AB
Legal Range	12E
Legal Township	17S
Legal Section	20
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	EMPIRE ESTATES
Legal Lot Number	53
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2023
Census Tract	1102

Owner

Source: Deschutes County records · APN 171220 AB 02065

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20290 SCHAEFFER DR, BEND, OR 97703-7106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 07, 2018	Warranty Deed, Transfer · Conventional with PMI ADVANTIS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2018 · Amount on Record
Deed Sale	Jun 07, 2018 · Amount on Record
Prior Sale	Jul 22, 2013 · Amount on Record
Deed Document Number	2018-23386
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20290 SCHAEFFER DR, BEND, OR 97703-7106
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064198
Date	Nov 30, 2020
Instrument	2020-64198

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	45098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20290 SCHAEFFER DR, BEND, OR 97703-7106
Document Number	0000046019
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20290 SCHAEFFER DR BEND OR 977037106, BEND, OR 97703-7106

Mortgage

Document Number	0000046019
Date	Nov 25, 2019
Instrument	46019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 07, 2018
Property Address	20290 SCHAEFFER DR, BEND, OR 97703-7106
Document Number	0000023386
Instrument Date	Jun 05, 2018
Instrument	23386
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20290 SCHAEFFER DR BEND OR 977037106, BEND, OR 97703-7106

Mortgage

Document Number	23387
Date	Jun 07, 2018
Instrument	23387

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	MILWAUKIE, OR 97222

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 (+3.96%)	$195,860 (+3%)	$502,520 (-1.06%) Land $222,300 Building $280,220
2024	$3,183.00 (+7.86%)	$190,160 (+3%)	$507,880 (-3.04%) Land $214,500 Building $293,380
2023	$2,951.00	$184,630	$523,810 Land $214,500 Building $309,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Cable	1,000 / 20
Yellowknife Wireless Company	Fixed Wireless (licensed-by-rule)	700 / 200
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: TDS Telecom, Fatbeam Holdings, InstarAGF. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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