Mille Lacs County property record for 20296 Keystone Rd, Milaca, MN 56353 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $186,000 (2012) |
| Tax Bill | $4,214.00 (2026) |
Source: Mille Lacs County records · APN 07-029-0501
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20296 KEYSTONE RD, MILACA, MN 56353-3189 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPIRE CU |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INVESTORS BANK & MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2012 · Amount on Record |
| Deed Sale | Nov 26, 2012 · Amount on Record |
| Prior Sale | Jan 14, 2005 · Amount on Record |
| Deed Doc Number | 2012376616 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 20296 KEYSTONE RD, MILACA, MN 56353-3189 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | T M TITLE SERVICES INC, C U TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 000A438453 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | A438453 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 20296 KEYSTONE RD, MILACA, MN 56353-3189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A416461 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | A416461 |
| Name | AMERICAN INVESTORS BANK & MTG |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Hayland Township |
| Unified School District | Milaca Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,214.00 (+14.39%) | ||
| 2025 | $398,700 (+14.63%) Land $65,000 Building $333,700 | $398,700 (+14.63%) Land $65,000 Building $333,700 | |
| 2023 | $3,684.00 | $347,800 Land $46,000 Building $301,800 | $347,800 Land $46,000 Building $301,800 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-029-0501 |
|---|
| Building Area | 1,176 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Shed | 1 Shed |
| Street Address | 20296 KEYSTONE RD |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3189 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF SW OF NE OF SW, SEE SKETCH 29 39 26 5.00 |
| Legal Range | 26 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | MILLE LACS MN |
| Minor Civil Division | HAYLAND |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 970300 |
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