19909 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 19909 Keystone Rd, Milaca, MN 56353 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2004
Square Footage	1,404 sqft Living Area
Lot Size	914,760 sqft (21 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Last Sale	$274,900 (2016)
Tax Bill	$4,350.00 (2026)

Owner

Source: Mille Lacs County records · APN 07-032-0502

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19909 KEYSTONE RD, MILACA, MN 56353-3151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2016 · Amount on Record
Deed Sale	Sep 07, 2016 · Amount on Record
Prior Sale	Apr 06, 2006 · Amount on Record
Deed Doc Number	2016396836
Record Refreshed	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19909 KEYSTONE RD, MILACA, MN 56353-3151
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A430264
Date	Mar 09, 2022
Instrument	A430264

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Oct 01, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,350.00 (+21.1%)
2025		$412,700 (+21.28%) Land $108,000 Building $304,700	$412,700 (+21.28%) Land $108,000 Building $304,700
2023	$3,592.00	$340,300 Land $64,800 Building $275,500	$340,300 Land $64,800 Building $275,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-032-0502`

Interior

Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft Basement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	914,760 sqft (21 acres)
Parking Spaces	2 Parking Spaces
Garage Area	672 sqft Garage
Shed	1 Shed
Deck Area	120 sqft Deck

Location & Zoning

Street Address	19909 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF W 48 AC OF N 1/2 OF NW LYING N'LY OF S 605 FT, EX N 470 FT OF E 464 FT SEE 5/1/02 SKETCH
Legal Range	26
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Minor Civil Division	HAYLAND
Census Blockgroup	1
Census Block	1049
Census Tract	970300