20295 Hardy Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20295 Hardy Rd, Bend, OR 97703

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,484 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$455,000 (Aug 2017)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171217-DB-01601`

Property Details

APN / Parcel Number

Primary APN	`171217-DB-01601`
Alternative APNs	`R1001171217DB01601` `200985`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,680 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	486 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200985
Street Address	20295 HARDY RD
City	BEND
State	OR
Zip	97703-6851
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	LAVACREST EAST PHASE 1 LOT 1
Legal Range	12
Legal Township	17
Legal Section	17
Legal Subdivision	LAVACREST EAST PHASE 1
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2028
Census Tract	1102

Owner

Source: Deschutes County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 828, PALO CEDRO, CA 96073-0828
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Apr 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 11, 2017	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	201731801
Prior Transfer Date	Feb 3, 2004
Prior Transfer Doc	0000005589
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20295 HARDY RD, BEND, OR 97703-6851
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070864
Date	Dec 27, 2021
Instrument	2021-70864

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 7, 2020
Property Address	20295 HARDY RD, BEND, OR 97703-6851
Document Number	0000015543
Instrument Date	Apr 3, 2020
Instrument	15543
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 494969 REDDING CA 960494969, REDDING, CA 96049-4969

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 11, 2017
Property Address	20295 HARDY RD, BEND, OR 97703-6851
Document Number	0000031801
Instrument Date	Aug 9, 2017
Instrument	31801
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 489 WILLIAMS CA 959870489, WILLIAMS, CA 95987-0489

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,694.00 (+3.92%)	$277,870 (+3%)	$762,030 (+0.42%) Land $260,100 Building $501,930
2024	$4,517.00 (+7.88%)	$269,780 (+3%)	$758,870 (-2.82%) Land $251,100 Building $507,770
2023	$4,187.00	$261,930	$780,920 Land $251,100 Building $529,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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