20255 Hardy Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20255 Hardy Rd, Bend, OR 97703

Property Summary

Property Type	Vacant Land
Details	3 bd · 3 ba · 4,120 sqft · built 1986
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on File
Last Sale	$861,251 (Apr 2026)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2026 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`171217-DB-01100`

Property Details

APN / Parcel Number

Primary APN	`171217-DB-01100`
Alternative APNs	`R1001171217DB01100` `118065`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,120 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	2,076 sqft
Basement Area	2,044 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Type	Gable
Lot Area	106,286 sqft (2.44 acres)
Garage Area	720 sqft

Exterior Amenities

Deck Area	1,289 sqft
Shed	1 Shed
Shed Area	49 sqft
Lean-To	91 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	118065
Street Address	20255 HARDY RD
City	BEND
State	OR
Zip	97703-9022
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RS
Legal Description	GLEN VISTA LOT PT.18
Legal Range	12
Legal Township	17
Legal Section	17
Legal Subdivision	GLEN VISTA
Legal Block	9
Legal Lot Number	18
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2013
Census Tract	1102

Owner

20255 Hardy Rd, vacant land, is owned by two individuals who bought it in April 2026.

Source: Deschutes County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17091 WESTPORT DR, HUNTINGTON BEACH, CA 92649-4246
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed · Conventional Mortgage KIND LENDING LLC
Feb 6, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jan 7, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Sep 29, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 11, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Feb 6, 2026 · Amount on File
Deed Document Number	202610858
Prior Transfer Date	Nov 5, 2024
Prior Transfer Doc	0000029342
Record Updated	Sep 20, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 13, 2026
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Document Number	0000010858
Instrument Date	Feb 6, 2026
Instrument	202610858
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17091 WESTPORT DR, HUNTINGTON BEACH, CA 92649-4246

Mortgage

Document Number	0000010859,
Date	Apr 13, 2026
Instrument	202610859

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 6, 2026
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Document Number	0000003453
Instrument Date	Feb 6, 2026
Instrument	2026-03453
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 NE NEVEAH LN, BEND, OR 97701-6690

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 WINSTON LOOP, BEND, OR 97703-8990

Mortgage

Document Number	0000028989
Date	Oct 22, 2025
Instrument	2025-28989

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 WINSTON LOOP, BEND, OR 97703-8990

Mortgage

Document Number	0000032752
Date	Nov 26, 2025
Instrument	2025-32752

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000356
Date	Jan 7, 2025
Instrument	2025-00356

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	18 Months
Due	Jul 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022116
Date	Aug 19, 2025
Instrument	2025-22116

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 29, 2025
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Document Number	0000026518
Instrument Date	Sep 26, 2025
Instrument	2025-26518
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SW 85TH ST, REDMOND, OR 97756-7399

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 11, 2023
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Document Number	0000030378
Instrument Date	Dec 11, 2023
Instrument	2023-30378
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 WINSTON LOOP, BEND, OR 97703-8990

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20255 HARDY RD, BEND, OR 97703-9022
Document Number	0000038479
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20255 HARDY RD BEND OR 977039022, BEND, OR 97703-9022

Mortgage

Document Number	0000038479
Date	Oct 9, 2019
Instrument	38479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20255 Hardy Rd was $2,089, down 75.2% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (-75.19%)	$123,660 (-75.41%) Land $123,660	$511,020 (-60.37%) Land $511,020
2024	$8,420.00 (+7.88%)	$502,890 (+3%)	$1,289,390 (-) Land $448,020 Building $841,370
2023	$7,805.00	$488,250	$1,289,390 Land $448,020 Building $841,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20255 Hardy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20255 Hardy Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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