20294 FM 15, Troup, TX 75789 Property Records

Smith County property record for 20294 FM 15, Troup, TX 75789 · Last verified March 2026

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$238 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R036985`

Property Details

APN / Parcel Number

Primary APN	`R036985`
Alternative APN	`1-00000-0017-00-052010`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R036985
Street Address	20294 FM 15
City	TROUP
State	TX
Zip	75789-6022
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ABST A0017 J M PROCELLATRACT 52A
Legal Subdivision	A0017 J M PROCELLA
Legal Tract	52A
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1041
Census Tract	2101

Owner

Source: Smith County records · APN R036985

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20294 FM 15, TROUP, TX 75789-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2012
Deed Sale	Nov 27, 2012
Deed Document Number	WD 53340
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	20294 FM 15, TROUP, TX 75789-6022
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041521
Date	Nov 02, 2022
Instrument	202201041521

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$238.00 (+9.68%) Homeowner's exemption	$68,108 (+3.55%) Land $10,633 Building $57,475	$68,108 (+3.55%) Land $10,633 Building $57,475
2024	$217.00 (+15.43%)
2023	$188.00 (+7.43%) Homeowner's exemption	$65,775 Land $8,300 Building $57,475	$65,775 Land $8,300 Building $57,475
2022	$175.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	About 1 in 588 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.