20272 FM 15, Troup, TX 75789 Property Records

Smith County property record for 20272 FM 15, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,921 sqft · built 2009
Lot Size	1 acres (43,604 sqft)
Owner	Individual Name on Record
Last Sale	$352,450 (Aug 2023)
Tax Bill	$2,375 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R150905`

Property Details

APN / Parcel Number

Primary APN	`R150905`
Alternative APN	`1-00000-0017-00-052030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,604 sqft (1 acres)
Lot Dimensions	231 ft deep x 188 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R150905
Street Address	20272 FM 15
City	TROUP
State	TX
Zip	75789-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0017 J M PROCELLATRACT 52C
Legal Subdivision	A0017 J M PROCELLA
Legal Tract	52C
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1041
Census Tract	2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20272 FM 15, TROUP, TX 75789-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 18, 2018	Warranty Deed, Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	202323868
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	0000021540
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Aug 8, 2023
Property Address	20272 FM 15, TROUP, TX 75789-6022
Document Number	0001023868
Map Reference	DOC 2010-R00021540
Instrument Date	Aug 8, 2023
Instrument	202301023868
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20272 FM 15, TROUP, TX 75789-6022

Mortgage

Document Number	0001023869
Date	Aug 8, 2023
Instrument	202301023869

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jan 18, 2018
Property Address	20272 FM 15, TROUP, TX 75789-6022
Document Number	0000002057
Instrument Date	Jan 12, 2018
Instrument	2057
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20272 FM 15 TROUP TX 757896022, TROUP, TX 75789-6022

Mortgage

Document Number	2058
Date	Jan 18, 2018
Instrument	2058

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,375.00 (-0.13%) Homeowner's exemption Senior Citizen's exemption	$338,134 (-1.23%) Land $28,094 Building $310,040	$338,134 (-1.23%) Land $28,094 Building $310,040
2025	$2,378.00 (-24.77%) Homeowner's exemption Senior Citizen's exemption	$342,336 (+4.09%) Land $21,096 Building $321,240	$342,336 (+4.09%) Land $21,096 Building $321,240
2024	$3,161.00 (-22.64%)
2023	$4,086.00 (+27.29%)	$328,888 (+46.96%) Land $13,608 Building $315,280	$328,888 (+46.96%) Land $13,608 Building $315,280
2022	$3,210.00	$223,794 Land $13,608 Building $210,186	$223,794 Land $13,608 Building $210,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 15

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