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20290 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20290 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.134 acres (5,823 sqft)
Owner2 Individual Names on Record
Last Sale$661,000 (Apr 2024)
Tax Bill$8,438 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-08000.3080

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-08000.3080
Alternative APNs
  • 263046E2080003080
  • 10620181

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,823 sqft (0.134 acres)
PorchPorch
Porch Area36 sqft

Location & Zoning

Account Number10620181
Street Address20290 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 308 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number308
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20290 FAIR OAK LN, ESTERO, FL 33928-4066
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · VA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Apr 2, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2024 · Amount on Record
Deed SaleApr 2, 2024 · Amount on Record
Deed Document Number202491850
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20290 FAIR OAK LN, ESTERO, FL 33928-4066
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20290 FAIR OAK LN, ESTERO, FL 33928-4066

Mortgage

Document Number0000005149
DateJan 8, 2026
Instrument2026000005149
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 2, 2024
Property Address20290 FAIR OAK LN, ESTERO, FL 33928-4066
Document Number0000091850
Map ReferenceDOC 2023000122423
Instrument DateMar 28, 2024
Instrument2024000091850
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,627.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20290 FAIR OAK LN, ESTERO, FL 33928-4066

Mortgage

Document Number0000091851
DateApr 2, 2024
Instrument2024000091851
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$528,231 (+2.66%)$552,503 (+7.38%) Land $66,177 Building $486,326
2025$8,438.00 (+185.74%) Homeowner's exemption$514,532 (+529.26%) Land $67,023 Building $447,509$514,532 (+529.26%) Land $67,023 Building $447,509
2023$2,953.00$81,768 Land $81,768$81,768 Land $81,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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