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20282 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20282 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.134 acres (5,823 sqft)
OwnerIndividual Name on Record
Last Sale$744,800 (Mar 2024)
Tax Bill$10,535 (2025)
Deeds & MortgagesJun 2026 Sale
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-08000.3060

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-08000.3060
Alternative APNs
  • 263046E2080003060
  • 10620179

Exterior

Lot Area5,823 sqft (0.134 acres)

Location & Zoning

Account Number10620179
Street Address20282 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 306 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number306
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20282 FAIR OAK LN, ESTERO, FL 33928-4066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 25, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Deed Document Number202483296
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 25, 2026
Property Address20282 FAIR OAK LN, ESTERO, FL 33928-4066
Document Number0000169250
Instrument DateJun 17, 2026
Instrument2026169250
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20282 FAIR OAK LN, ESTERO, FL 33928-4066

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMar 25, 2024
Property Address20282 FAIR OAK LN, ESTERO, FL 33928-4066
Document Number0000083296
Map ReferenceDOC 2023000122423
Instrument DateMar 22, 2024
Instrument2024000083296
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,213.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20282 FAIR OAK LN, ESTERO, FL 33928-4066

Mortgage

Document Number0000083297
DateMar 25, 2024
Instrument2024000083297
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,882 (-2.14%) Land $61,370 Building $555,512$616,882 (-2.14%) Land $61,370 Building $555,512
2025$10,535.00 (+256.76%)$630,365 (+670.92%) Land $67,023 Building $563,342$630,365 (+670.92%) Land $67,023 Building $563,342
2023$2,953.00$81,768 Land $81,768$81,768 Land $81,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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