2028 E Coolspring Ave, Trail Creek (Michigan City), IN 46360 Property Records

LaPorte County property record for 2028 E Coolspring Ave, Trail Creek, IN 46360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1941
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Oct 2023)
Tax Bill	$1,120 (2024)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-01-34-485-003.000-026`

Property Details

APN / Parcel Number

Primary APN	`46-01-34-485-003.000-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2028 E COOLSPRING AVE
City	TRAIL CREEK
State	IN
Zip	46360-6454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46-01-34-485-003 COOKS SD LT 4
Legal Subdivision	COOKS SD
Legal Lot Number	4
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	2
Census Block	2039
Census Tract	40600

Owner

2028 E Coolspring Ave is owned and occupied by two individuals who bought it in October 2023.

Source: LaPorte County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2028 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed, Transfer FIDELITY NATIONAL TITLE
Oct 25, 2023	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	202311643
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	2023R11643
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LA PORTE IN
Recording Date	Oct 31, 2023
Property Address	2028 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Document Number	2023R11643
Map Reference	PG 166 PB 5
Instrument Date	Oct 20, 2023
Instrument	2023R-11643
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LA PORTE IN
Recording Date	Oct 25, 2023
Property Address	2028 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Document Number	2023R11383
Map Reference	PB 5 PG 166
Instrument Date	Oct 20, 2023
Instrument	2023R-11383
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454

Mortgage

Document Number	2023R11384
Date	Oct 25, 2023
Instrument	2023R-11384

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Trail Creek Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,200 (+4.03%) Land $12,000 Building $109,200	$121,200 (+4.03%) Land $12,000 Building $109,200
2024	$1,120.00 (+12.56%)	$116,500 (+74.66%) Land $12,000 Building $104,500	$116,500 (+74.66%) Land $12,000 Building $104,500
2023	$995.00 (-27.37%)	$66,700 (-) Land $7,300 Building $59,400	$66,700 (-) Land $7,300 Building $59,400
2022	$1,370.00	$66,700 Land $7,900 Building $58,800	$66,700 Land $7,900 Building $58,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2028 E Coolspring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2028 E Coolspring Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Acme Communications, AT&T.

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