2026 E Coolspring Ave, Trail Creek (Michigan City), IN 46360 Property Records

LaPorte County property record for 2026 E Coolspring Ave, Trail Creek, IN 46360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1940
Lot Size	0.395 acres (17,220 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$2,207 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-01-34-484-008.000-026`

Property Details

APN / Parcel Number

Primary APN	`46-01-34-484-008.000-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Basement Area	936 sqft

Exterior

Year Built	Built 1940
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,220 sqft (0.395 acres)
Lot Dimensions	123 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	460134484008000026
Street Address	2026 E COOLSPRING AVE
City	TRAIL CREEK
State	IN
Zip	46360-6454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46-01-34-484-008 COOKS LTS 1 2 & 3
Legal Lot Number	1 2
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	2
Census Block	2038
Census Tract	40600

Owner

Source: LaPorte County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2026 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA HSG & COMMUNITY DEV
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 9, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2021R08990
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	2026 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08992
Date	Jun 9, 2021
Instrument	2021R-08992

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 24, 2024

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	2026 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01118
Date	Jan 24, 2022
Instrument	2022R-01118

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jun 9, 2021
Property Address	2026 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454
Document Number	2021R08990
Instrument Date	May 24, 2021
Instrument	2021R-08990
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6454

Mortgage

Document Number	2021R08991
Date	Jun 9, 2021
Instrument	2021R-08991

Lender

Name	ACADEMY MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Trail Creek Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,700 (+3.5%) Land $31,400 Building $193,300	$224,700 (+3.5%) Land $31,400 Building $193,300
2024	$2,207.00 (+4.25%)	$217,100 (+6.16%) Land $31,400 Building $185,700	$217,100 (+6.16%) Land $31,400 Building $185,700
2023	$2,117.00 (+8.96%)	$204,500 (+7.24%) Land $31,400 Building $173,100	$204,500 (+7.24%) Land $31,400 Building $173,100
2022	$1,943.00 Homeowner's exemption	$190,700 Land $31,400 Building $159,300	$190,700 Land $31,400 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Acme Communications, AT&T.

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