St. Johns County property record for 2024 E Clovelly Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,135 sqft · built 2005 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $549,900 (Sep 2019) |
| Tax Bill | $6,719 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009972-7080 |
| Primary APN | 009972-7080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,135 sqft Living Area |
| Gross Area | 4,829 sqft |
| 1st Floor Area | 2,924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 694 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 430 sqft |
| Deck Area | Deck Area |
| Patio Area | 870 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2024 E CLOVELLY LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 40/89-100 SOUTH HAMPTON UNIT 2B LOT 708 OR4790/134 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SOUTH HAMPTON UNIT 2-B |
| Legal Block | 3 |
| Legal Lot Number | 708 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20907 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | Jan 4, 2006 · Amount on Record |
| Deed Document Number | 201965616 |
| Deed Book / Page | 4790 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Investor | Possibly a Property Investor |
| Document Number | 0054491661 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 5449/1661 |
| Instrument | 2021137500 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2024 E CLOVELLY LN, ST AUGUSTINE, FL 32092-1093 |
| Investor | Possibly a Property Investor |
| Document Number | 0051660970 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 5166/970 |
| Instrument | 2021010876 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 6, 2019 |
| Property Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Document Number | 0047900134 |
| Book / Page | 4790 / 0134 |
| Map Reference | MB 40 PG 89-100 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019065616 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,849.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3160 STATE ROAD 13, 3160, SAINT JOHNS, FL 32259-9267 |
| Name | Verified Name |
|---|---|
| Address | 2024 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Investor | Possibly a Property Investor |
| Document Number | 0004790136 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 4790/136 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,708 (+2.7%) | $671,287 (-6.61%) Land $130,000 Building $541,287 | |
| 2025 | $6,719.00 (+11.82%) Homeowner's exemption | $512,861 (+2.9%) | $718,833 (-0.67%) Land $130,000 Building $588,833 |
| 2024 | $6,009.00 (+1.92%) Homeowner's exemption | $498,407 (+3%) | $723,658 (+4.56%) Land $120,000 Building $603,658 |
| 2023 | $5,896.00 (+2.63%) Homeowner's exemption | $483,890 (+3%) | $692,088 (+9.74%) Land $130,000 Building $562,088 |
| 2022 | $5,745.00 Homeowner's exemption | $469,796 | $630,646 Land $106,400 Building $524,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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