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20274 Alder Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20274 Alder Rd, Monte Rio, CA 95462

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 640 sqft · built 1964
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$379,000 (Aug 2018)
Tax Bill$5,260 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN095-233-026-000

Property Details

APN / Parcel Number

Primary APN095-233-026-000
Alternative APN
  • 095-233-026

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area640 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number095-233-026
Street Address20274 ALDER RD
CityMONTE RIO
StateCA
Zip95462-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionMAP 483 PG 453
Legal SubdivisionSUBDIVISION EAST MONTE RIO ADDITION #1
Legal Block3
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group3
Census Block3003
Census Tract153708

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 783, MONTE RIO, CA 95462-0783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2018 · Amount on File
Deed SaleAug 17, 2018 · Amount on File
Prior SaleFeb 10, 2006 · Amount on File
Deed Document Number201858599
Prior Transfer DateJul 14, 2006
Prior Transfer Doc0000088993
Record UpdatedOct 29, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateAug 17, 2018
Property Address20274 ALDER RD, MONTE RIO, CA 95462-9787
Document Number0000058599
Instrument DateAug 15, 2018
Instrument2018058599
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELIT NATL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 783, MONTE RIO, CA 95462-0783

Mortgage

Document Number0000058600
DateAug 17, 2018
Instrument2018058600
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictMonte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$431,230 (+2%) Land $170,671 Building $260,559
2025$5,260.00 (+4.26%) Homeowner's exemption$422,775 (+4.04%) Land $167,325 Building $255,450
2023$5,045.00 (+2.04%) Homeowner's exemption$406,361 Land $160,829 Building $245,532
2022$4,944.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims47 (1995–2025)
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER SPRINGS CWD - MONTE RIO
serves 3,531 people · EPA ID CA4910028
Water SourceGroundwater
Last State InspectionOct 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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