20260 Alder Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20260 Alder Rd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,186 sqft · built 1994
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Oct 2003)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`095-233-025-000`

Property Details

APN / Parcel Number

Primary APN	`095-233-025-000`
Alternative APN	`095-233-025`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	095-233-025
Street Address	20260 ALDER RD
City	MONTE RIO
State	CA
Zip	95462-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAP B1 381
Legal Subdivision	SUB OF EAST MONTE RIO ADDITION #1
Legal Block	3
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3003
Census Tract	153708

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2003 · Amount on Record
Deed Sale	Oct 30, 2003 · Amount on Record
Prior Sale	Jul 20, 2000 · Amount on Record
Deed Document Number	2003226230
Last Transfer Date	Apr 19, 2018
Transfer Doc	0000056607
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20260 ALDER RD, MONTE RIO, CA 95462-9787

Mortgage

Document Number	0000093266
Date	Aug 17, 2021
Instrument	2021093266

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019896
Date	Mar 14, 2017
Instrument	2017019896

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026728
Date	Apr 23, 2019
Instrument	2019026728

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022284
Date	Mar 24, 2020
Instrument	2020022284

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 9, 2018
Property Address	20260 ALDER RD, MONTE RIO, CA 95462-9787
Document Number	0000056607
Instrument Date	Apr 19, 2018
Instrument	56607
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20260 ALDER RD MONTE RIO CA 954629787, MONTE RIO, CA 95462-9787

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,380.00 (+4.24%) Homeowner's exemption	$433,629 (+4.04%) Land $177,715 Building $255,914
2023	$5,161.00 (+2.06%) Homeowner's exemption	$416,793 Land $170,815 Building $245,978
2022	$5,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Alder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures