Lee County property record for 20270 Chapel Trce, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,266 sqft · built 2005 |
| Lot Size | 0.313 acres (13,652 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,750,000 (Oct 2024) |
| Tax Bill | $19,646 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-46-25-E4-0700C.0360 |
| Primary APN | 32-46-25-E4-0700C.0360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,266 sqft Living Area |
| Gross Area | 7,786 sqft |
| 1st Floor Area | 2,977 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 13,652 sqft (0.313 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Florida Room |
| Patio Area | 1,492 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10448853 |
|---|---|
| Street Address | 20270 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-2988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 36 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 36 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50319 |
20270 Chapel Trce is held in a trust since October 2024.
Source: Lee County records, as of April 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1660 OSHKOSH AVE, 100, OSHKOSH, WI 54902-2613 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on File |
| Deed Sale | Oct 15, 2024 · Amount on File |
| Prior Sale | Apr 10, 2002 · Amount on File |
| Deed Document Number | 2024278293 |
| Prior Transfer Date | Oct 15, 2019 |
| Prior Transfer Doc | 0000246939 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20270 Chapel Trce was $19,646.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,646.00 | $1,480,675 Land $286,690 Building $1,193,985 | $1,480,675 Land $286,690 Building $1,193,985 |
| 2023 | $11,393.00 (+0.62%) Homeowner's exemption Widower's exemption | $891,768 (+3%) | $1,518,451 (+28.67%) Land $280,926 Building $1,237,525 |
| 2022 | $11,323.00 Homeowner's exemption | $865,794 | $1,180,122 Land $226,566 Building $953,556 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20270 Chapel Trce in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 266 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured incl. 489 condo units |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20270 Chapel Trce is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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