Lee County property record for 20261 Chapel Trce, Estero, FL 33928 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,165 sqft · built 2014 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Dec 2012) |
| Tax Bill | $18,964 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-46-25-E4-0700C.0200 |
| Primary APN | 32-46-25-E4-0700C.0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,165 sqft Living Area |
| Gross Area | 5,727 sqft |
| 1st Floor Area | 3,071 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 16,000 sqft (0.367 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 559 sqft |
| Patio Area | 702 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10448803 |
|---|---|
| Street Address | 20261 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-2992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 20 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50319 |
Source: Lee County records · APN 32-46-25-E4-0700C.0200
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 NOTTINGHAM TER, BUFFALO, NY 14216-3620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2012 · Amount on Record |
| Deed Sale | Dec 05, 2012 · Amount on Record |
| Prior Sale | Jan 20, 2005 · Amount on Record |
| Deed Document Number | 2012266535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20261 CHAPEL TRCE, ESTERO, FL 33928-2992 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000214362 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020000214362 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,964.00 (+5.83%) Homeowner's exemption | $1,468,509 (+5.99%) | $1,605,258 (+15.86%) Land $223,564 Building $1,381,694 |
| 2023 | $17,920.00 (+31.5%) Homeowner's exemption | $1,385,555 (+28.67%) Land $219,724 Building $1,165,831 | $1,385,555 (+28.67%) Land $219,724 Building $1,165,831 |
| 2022 | $13,627.00 | $1,076,847 Land $208,350 Building $868,497 | $1,076,847 Land $208,350 Building $868,497 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 266 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured 489 under condo master policies |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Orlando Telephone Company | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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