Kenton County property record for 2027 Franklin St, Covington, KY 41014
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 5 ba · 2,400 sqft · built 1996 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,800,000 (Nov 2018) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-01-121.00 |
| Primary APN | 055-21-01-121.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Finished Area |
| Gross Area | 2,616 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552101121.00 |
|---|---|
| Street Address | 2027 FRANKLIN ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1186 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FRANKLIN STREET URBAN RENEWAL PROJECT LOT 21 |
| Legal Subdivision | FRANKLIN ST URBAN REN PROJECT |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65000 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3113 CAROL LEE LN, ERLANGER, KY 41018-2247 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 8, 2018 | Trustee's Deed, Transfer ANN MILBURN |
| Dec 30, 2016 | Deed of Trust, Mortgage HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Prior Sale | Aug 7, 1997 · Amount on Record |
| Deed Document Number | 0006542112 |
| Deed Book / Page | 6542 / 112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2027 FRANKLIN ST, COVINGTON, KY 41014-1186 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate | 3.22% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2027 FRANKLIN ST, COVINGTON, KY 41014-1186 |
| Document Number | 0000000047 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29 W 14TH ST NEWPORT KY 410712323, NEWPORT, KY 41071-2323 |
| Document Number | 0000000047 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 0C6072/000339 |
| Instrument | 47 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | FORT WRIGHT, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 10, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 (-0.56%) | $135,000 (-) Land $15,000 Building $120,000 | $135,000 (-) Land $15,000 Building $120,000 |
| 2023 | $1,798.00 | $135,000 Land $15,000 Building $120,000 | $135,000 Land $15,000 Building $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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