Kenton County property record for 1923 Franklin St, Covington, KY 41014
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2 ba · 1,736 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,800,000 (Nov 2018) |
| Tax Bill | $397 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-01-016.00 |
| Primary APN | 055-21-01-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Finished Area |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|---|
| Lot Dimensions | 92 ft deep x 75 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1923 FRANKLIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1166 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | FRANKLIN LOTS 52-53-54 |
| Legal Subdivision | FRANKLIN |
| Legal Lot Number | 52-54 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65000 |
1923 Franklin St is owned by a company that bought it in November 2018.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3113 CAROL LEE LN, ERLANGER, KY 41018-2247 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 201811 08 059 00320 |
| Deed Book / Page | 6542 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 1923 FRANKLIN ST, COVINGTON, KY 41014-1166 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate | 3.22% |
|---|
The 2025 property tax bill for 1923 Franklin St was $397.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 | |
| 2025 | $397.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
| 2023 | $399.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1923 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1923 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
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