20264 280th St, Adel, IA 50003 Property Records

Dallas County property record for 20264 280th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1890
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Aug 2026)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-100-002`

Property Details

APN / Parcel Number

Primary APN	`10-26-100-002`
Alternative APNs	`000001026100002` `170001026100002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	384 sqft
Basement Area	824 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bi-Level
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	170001026100002
Street Address	20264 280TH ST
City	ADEL
State	IA
Zip	50003-4497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.76AC NE NW
Legal Range	28W
Legal Township	79N
Legal Section	26
Legal Tract	2022-8194
Jurisdiction	DALLAS IA
Township / Civil Division	COLFAX
Census Block Group	2
Census Block	2008
Census Tract	50700

Owner

20264 280th St is owned and occupied by two individuals who bought it in August 2026.

Source: Dallas County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20264 280TH ST, ADEL, IA 50003-4497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	202615499
Deed Book / Page	2026 / 15499
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 31, 2026
Property Address	20264 280TH ST, ADEL, IA 50003-4497
Document Number	0000015499
Book / Page	2026 / 15499
Instrument Date	Aug 19, 2026
Instrument	202615499
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,378.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20264 280TH ST, ADEL, IA 50003-4497

Mortgage

Document Number	0000015501,
Date	Aug 31, 2026
Instrument	202615501

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	20264 280TH ST, ADEL, IA 50003-4497
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000008196
Date	Apr 18, 2022
Book Page	2022/8196

Lender

Name	PEOPLES BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20264 280th St was $2,868.

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00	$267,380 Land $117,130 Building $150,250	$267,380 Land $117,130 Building $150,250
2024	$2,868.00
2023		$236,090 Land $99,560 Building $136,530	$236,090 Land $99,560 Building $136,530
2022	$2,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20264 280th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20264 280th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Minburn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BTWI.

Nearby Properties on 280th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures