19441 280th St, Adel, IA 50003 Property Records

Dallas County property record for 19441 280th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,386 sqft · built 2022
Lot Size	9.22 acres (402,058 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2022)
Tax Bill	$10,092 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`000001022300011`

Property Details

APN / Parcel Number

Primary APN	`000001022300011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,386 sqft Living Area
Basement Area	2,386 sqft
Finished Basement	1,470 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	402,058 sqft (9.22 acres)
Garage Type	Attached
Garage Area	1,872 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	515 sqft
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	19441 280TH ST
City	ADEL
State	IA
Zip	50003-4499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SW /EX PARCEL CC & EX DAWESOME RIDGE/SEC: 22TWP: 79RNG: 28
Legal Range	28
Legal Township	79
Legal Section	22
Jurisdiction	DALLAS IA
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1271
Census Tract	50500

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19441 280TH ST, ADEL, IA 50003-4499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Deed Document Number	0202211421
Deed Book / Page	2022 / 11421
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	19441 280TH ST, ADEL, IA 50003-4499
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000005480
Date	Apr 27, 2023
Book Page	2023/5480

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	12-Month MTA
Max Rate	13%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	19441 280TH ST, ADEL, IA 50003-4499
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19441 280TH ST, ADEL, IA 50003-4499

Mortgage

Document Number	20230000005479
Date	Apr 27, 2023
Book Page	2023/5479

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	May 23, 2022
Property Address	19441 280TH ST, ADEL, IA 50003-4499
Document Number	20220000011421
Book / Page	2022 / 11421
Instrument Date	May 9, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9649 WILSON ST, WEST DES MOINES, IA 50266-5019

Mortgage

Document Number	0202211423
Date	May 23, 2022
Instrument	2022-11423

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2023

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,027,760 (+80.99%) Land $179,000 Building $848,760	$1,027,760 (+80.99%) Land $179,000 Building $848,760
2024	$10,092.00 (+4,405.36%)
2023		$567,870 Land $152,150 Building $415,720	$567,870 Land $152,150 Building $415,720
2022	$224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Minburn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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