20261 Pierce Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20261 Pierce Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1956
Lot Size	0.328 acres (14,280 sqft)
Owner	2 Individual Names on File
Last Sale	$1,654,000 (Apr 2005)
Tax Bill	$27,664 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`393-09-032`

Property Details

APN / Parcel Number

Primary APN	`393-09-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	14,280 sqft (0.328 acres)
Lot Dimensions	136 ft deep x 105 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20261 PIERCE RD
City	SARATOGA
State	CA
Zip	95070-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 1489 ARGONAUT PLACE BOOK 59 PAGE 30 PAGE 31 LOT 190
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1489
Legal Lot Number	190
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	507500

Owner

20261 Pierce Rd is owned and occupied by two individuals who bought it in April 2005.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20261 PIERCE RD, SARATOGA, CA 95070-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 21, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2005 · Amount on File
Deed Sale	Apr 26, 2005 · Amount on File
Deed Document Number	200518340831
Prior Transfer Date	Aug 4, 1994
Prior Transfer Doc	0012620533
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20261 PIERCE RD, SARATOGA, CA 95070-3810
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20261 PIERCE RD, SARATOGA, CA 95070-3810

Mortgage

Document Number	0025186135
Date	Dec 6, 2021
Instrument	25186135

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20261 PIERCE RD, SARATOGA, CA 95070-3810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024085559
Date	Dec 21, 2018
Instrument	24085559

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

Tax Assessment & Valuation

The 2025 property tax bill for 20261 Pierce Rd was $27,664.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,351,631 (+2%) Land $1,919,415 Building $432,216
2025	$27,664.00	$2,305,522 Land $1,881,780 Building $423,742
2023	$27,057.00 (+2.19%)	$2,215,998 Land $1,808,709 Building $407,289
2022	$26,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20261 Pierce Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20261 Pierce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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